No Down Payment?
No Problem.

In partnership with MMG Mortgages, qualified first-time home buyers have access to a new path to homeownership.

Move In Now

For many first-time buyers, saving up for a down payment is their biggest barrier. This program provides an opportunity to purchase now.

Start Building Equity

Owning a home means every payment contributes toward something you own, helping you build equity over time.

Get Expert Guidance

Get personalized support from mortgage experts who will help you understand your options and determine if this program is right for you.

How It Works

✔ Borrow all or partial funds for your down payment through our preferred lender and obtain your mortgage approval via a Flex Down program (qualifying conditions apply).
✔ Move into your new StreetSide home.
✔ Receive Canada’s First-Time Home Buyer GST Rebate after possession (if eligible).
✔ Use your rebate to repay the borrowed down payment.

How To Qualify

✔ You are a Canadian Citizen or Permanent Resident of Canada.
✔ You have first time home buyer status.
✔ You must have a minimum household income of $80,000+ annually.
✔ You have a credit score of 680 or higher.
✔ You are looking to purchase a qualifying StreetSide home.

How To Get Started

1. Fill out the form on this page.
2. We’ll contact you to discuss your options.
3. We’ll help you get pre-qualified through MMG Mortgages.
4. Let’s go new-home shopping!

*Offer available to qualified first-time home buyers only. Subject to mortgage, credit, income, and program approval. Down-payment financing is provided by MMG Mortgages and/or approved lending partners and is subject to separate approval. Eligibility for the First-Time Home Buyers’ GST Rebate is determined by the Government of Canada and is not guaranteed. Buyers are responsible for all applicable fees, closing costs, and obligations associated with the purchase and financing of the home. Offer available on select StreetSide homes and may be changed or withdrawn without notice.

Let’s Get You Into Your New Home

Fill out the form below to get the process started.