If you’re a homeowner looking to downsize, you’ll need to explore your mortgage options from old house to new home. But what are your choices if you’re already locked into your current mortgage? Porting might be the perfect option for you. 

Whether you’ve outgrown the family house or it has outgrown you, most homeowners don’t stay in the same spot forever. Eventually, it will be time to downsize, upgrade or move closer to loved ones. As an established homeowner, you have the wonderful advantage of being able to use your existing home equity to put towards … Continued

Everyone wants more money or, at least, more to invest so they’ll have a nice cushion for the future. This isn’t news, but most people don’t think about a great option to help save money; the option of downsizing their lives. By removing the clutter and unnecessary expenses in your transition to a smaller home, … Continued

Whether you’re a new condo owner or a prospective buyer, you probably know that every condominium board collects condo fees, which contribute to the maintenance and repair of the building and grounds. On occasion, condo boards also exercise what’s called a condo assessment – or special assessment. These happen to cover the cost of a … Continued

The opportunity to downsize is an exciting one. Think about it: less cleaning, less maintenance and, let’s not forget, the many financial benefits. But downsizing doesn’t simply mean packing up the old family home. There’s a mortgage that goes with it and there are a few key decisions that need to be made along the … Continued

If you’re in the market for a new home this piece applies to you. On Monday, October 3, 2016, the federal government announced four major changes in housing rules for Canadian homebuyers. The changes focus on two areas: mortgage debt and foreign buyers. We’ve put together a brief summary of each change, and what these … Continued

You’re in the market for a new condo and trying to decide where and when to buy. It may not be much to look at, but purchasing a condo in the earliest stages of development can have a huge payoff in the long run. Between appreciation, community development and lower entry pricing, there are a … Continued

Condo living has received some bad press over the years on the subject of resale value however condo living has rapidly increased in popularity and resale value has become even easier to obtain for a number of reasons unique to condos alone. Looks like its time to do some myth busting! Here are the top … Continued

If you’re a condo owner you are probably well acquainted with condo fees. Condo fees can get a bad rap sometimes, but there’s a lot more to them than general maintenance and seasonal grounds care. One of the most significant recipients of your condo fees is the condo reserve fund. If you haven’t yet, it’s … Continued